Planning and Development District III has maintained a professional relationship with the South Dakota Housing Development Authority (SDHDA) since 1994. District III is pleased to ‘spread the word’ about SDHDA programs around the region.

• First-time Homebuyer Program - Providing low interest rate mortgage loans to qualified first-time homebuyers, includes the current income and purchase price guidelines.
• Employer Mortgage Assistance Program (EMAP)- A partnership loan program with South Dakota employers to provide Human Resource benefits in support of economic development, employee attraction, and employee retention.
• Loan Assistance Program (LAP) - Providing closing cost, down payment assistance, and gap financing for qualified homebuyers.
• Community Home Improvement Program (CHIP) - Loans to provide reduced rate financing to low and moderate income homeowners for the repair/renovation of their homes.
• Assistance in locating an apartment to rent.
• Looking for rental/investment property to buy? Follow this link to view SDHDA listings.